High-Risk Check Processing – ACH Payments as a Service
Increase your customer base by offering an alternative to credit card payments
Offering ACH (direct deposit) payments to your US customer base will greatly increase your online sales revenue. US citizens made over 2.1 billion online ACH payments, accounting for an online payment industry worth almost US$1 trillion each year.
By offering ACH payments, your company gains an essential edge in the competitive online market and becomes accessible to millions of US citizens seeking alternative online payment options.
ACH payments are easy to make, secure, and ensure the validity of all transferred funds. With three to ten day settlement and full transaction tracking, diversifying your payments with ACH will expand your online market and provide additional revenue for your ecommerce business.
ACH Payment Processing Benefits
Diversify payment options to attract more customers
Offer payment alternatives to customers without credit cards
Real-time payment processing
Reduce risks associated with physical checks
Protect your credit rating
Reduce check-payment acceptance times
ACH processing reporting to identify payment errors sooner
How Do ACH Payment Processing Work?
The customer makes a request to send money to a merchant and asks for authorization
The merchant authorizes the request and provides written, digital or verbal authorization of the payment (including ‘terms and conditions’ for the customer to accept)
The customer lodges their payment via the ACH (Automated Clearing House) network, which sends the money to the RDFI (Receiving Depository Financial Institution) for processing
The merchant receives their funds and sends goods/service to the customer.
For more information about our merchant accounts and credit card payment processing services. Or fill out the enquiry form and a friendly customer service representative will contact you within 24-48 hours.
Simply everything you need to take payments and sell online. Everything is included. No extra hosting accounts, payment processors, merchant accounts, web designers, programmers, order management software, or other typical headaches necessary!